El Paso residents who are getting married or who have already tied the knot might be concerned about having a different attitude toward debt than their future spouse. A prenuptial agreement or, for people who are already married, a postnuptial agreement, may help protect one spouse from the other's debts. While creditors may still pursue people for their spouse's debt, a pre- or postnup puts a framework in place that allows them to have the spouse pay them back.
Certain types of debt are more likely to be considered the responsibility of both spouses in the event of a divorce. For example, a student loan debt might be considered one that benefited both spouses if it allowed the student to get a better job with a higher income.